Essa, Ahmad Jan, Sana Ullah, and Kiran Bibi. “Financial Inclusion, Foreign Direct Investment and Human Development: An Analysis from Middle-Income Countries”. International Journal of Advanced Social Studies 5, no. 1 (April 30, 2025): 73–78. Accessed September 17, 2025. https://explorescholar.org/journals/index.php/IJASS/article/view/39.